Enhancing Lives
Focusing on enriching others, whether customers or colleagues, will get you far.

A key aspect of being a professional is treating all people the same.
Pexels/Engin Akyurt
“If you want to improve your world, then focus your attention on helping others.” – John C. Maxell
All professionals enhance those around them. That is what makes them professionals! Going the extra mile and thinking ahead to be prepared for the future is the fabric of champions. Another key aspect to being a professional is how we treat people. We must treat all people the same. Whether someone is our internal customer or external customer, we can focus on ways to enrich their lives.
Enhance Those Around You
The F&I master has always been viewed as someone to increase the profits of the dealership. When I was a salesperson, the persona of the F&I master was someone too important to be interrupted or bothered with my concerns. Leave them alone was the mantra. However, the evolution of purchasing a vehicle now demands a seamless process from sales to finance. The walls between what have been viewed as two departments must be brought down. They must now work together to gain the trust and confidence of customers.
When you learn something new about vehicles that will help you build value in your products, share that information. It will increase your passion for your products and provide a foundation you can build on. The finance master doesn’t need others to sell the value of the products, just to believe in them. When knowledge is increased, belief and passion are built. Get involved early in deals. It will make the customer feel more appreciated and help to sell more vehicles. Occasionally, invite a sales professional to sit in with you so he or she can see you helping and enhancing customers’ experience. Seeing is believing; the more a salesperson sees you working diligently to help customers, the more you’ll be appreciated for what you do. I hear those walls falling!
Enhance Those in Front of You
The opportunity to handle the final step in the vehicle purchasing process is a privilege through which we can distinguish ourselves and our dealerships as different. Customers think we are going to try and sell them products they don’t want and need. And they feel that if they say no, we will use the type of sales pressure that would make time-share salespeople blush! The conversation is entirely different if they encounter someone interested in them who seeks to understand their unique situations. And the perception will be that we are seeking to enhance their future, not jeopardize it. Begin by asking probing open-ended questions so that they talk, and we listen. Be genuinely interested in each and every customer. You cannot fake genuine. And the customer can tell right away the difference between selling and helping. Seek to understand, not to be understood.
As we seek to understand our customer, we are going to discover “you told me earlier” points of reference. In order to use those points, we first have to establish a connection and build a level of trust. Trust is built by a comfortable process and sharing information that can be proven by third-party resources. What is your service department labor rate today compared to five years ago? What have other customers recently paid for repairs? This can motivate customers to protect themselves and lock in the cost of future repairs before they increase. There is ample proof of these facts both online and in your dealership. Customers love and seek insight and information on which they can base their decisions. Give it to them!
We don’t sell products; we enhance lives—both those around us and those in front of us. We are privileged to participate in this valuable and noble exercise every day.
Rick McCormick is national director of training for Reahard & Associates.
Originally posted on F&I and Showroom
More F&I

Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
New-Vehicle Financing Hits Record
Consumers are seeking ways to make financing new-vehicle purchases manageable, from extended loan terms to smaller down payments, according to Edmunds.
Read More →
Survey Reveals What Won't Fix What's Breaking Car Sales
AutoPayPlus says extra-long auto loans are trapping consumers and threatening the dealer trade-in cycle, and that the industry is leveraging the wrong tools to combat high MSRPs.
Read More →
Lease Buyouts Deemed Favorable
Better financing conditions and the potential to save money on monthly payments could drive more consumers to buy out their vehicle leases instead of opting for a new lease payment.
Read More →
Streamlining Financial Services Managers' Workflows
Managing a deal from submission to funding works best from a mix of efficient transactional methods and a customer-focused approach.
Read More →
Auto Finance Data Show Opportunities and Risks
The share of subprime, longest loan terms grow in Q4 as consumers take on more debt over longer terms to afford higher vehicle prices, Experian research finds.
Read More →
The Noisy Year That Tested the Car Deal
A StoneEagle 2025 industry report reads like a stress test. In a noisy year, F&I became the foundation that kept the house standing when the front end thinned.
Read More →
Price Driving Insurance Churn
Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.
Read More →
Report Finds Year-End F&I Strength
Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.
Read More →
Look Ahead to the Future of F&I at Agent Summit
Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.
Read More →