SMART Payment Plan Surpasses $5 Billion of Bill Payments
SMART Payment Plan has transmitted more than $5 billion of consumer bill payments.

SMART Payment Plan has transmitted more than $5 billion of consumer bill payments.
AUSTIN – SMART Payment Plan has transmitted more than $5 billion of consumer bill payments. SMART Payment Plan helps Americans match lower and easier automated loan and bill payments to their paydays. SMART provides point-of-sale technology that allows automotive dealers to offer lower, more affordable payments to their customers.
Our focus on making things simple and serving customers and dealers with exceptional service has delivered a win-win for car buyers and automotive dealers.
“Our lower, easier, and more affordable loan and bill payments that match American’s paydays are more popular than ever,” said CEO David Engelman. SMART’s lower and easier payments have been offered by over 3,300 automotive dealers nationwide to help car buyers more easily afford vehicles and ancillary products. “Our focus on making things simple and serving customers and dealers with exceptional service has delivered a win-win for car buyers and automotive dealers,” said Engelman.
SMART attributes it success to a large and expanding Agent base. “We currently have more than 40 agents and several Agencies that distribute SMART nationwide. Everybody wins when customers can afford more vehicles and ancillary products,” said Engelman.
Originally posted on F&I and Showroom
More F&I

New-Vehicle Financing Hits Record
Consumers are seeking ways to make financing new-vehicle purchases manageable, from extended loan terms to smaller down payments, according to Edmunds.
Read More →
Survey Reveals What Won't Fix What's Breaking Car Sales
AutoPayPlus says extra-long auto loans are trapping consumers and threatening the dealer trade-in cycle, and that the industry is leveraging the wrong tools to combat high MSRPs.
Read More →
Lease Buyouts Deemed Favorable
Better financing conditions and the potential to save money on monthly payments could drive more consumers to buy out their vehicle leases instead of opting for a new lease payment.
Read More →
Streamlining Financial Services Managers' Workflows
Managing a deal from submission to funding works best from a mix of efficient transactional methods and a customer-focused approach.
Read More →
Auto Finance Data Show Opportunities and Risks
The share of subprime, longest loan terms grow in Q4 as consumers take on more debt over longer terms to afford higher vehicle prices, Experian research finds.
Read More →
The Noisy Year That Tested the Car Deal
A StoneEagle 2025 industry report reads like a stress test. In a noisy year, F&I became the foundation that kept the house standing when the front end thinned.
Read More →
Price Driving Insurance Churn
Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.
Read More →
Report Finds Year-End F&I Strength
Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.
Read More →
Look Ahead to the Future of F&I at Agent Summit
Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.
Read More →
Some Auto Brands Cheaper to Insure
A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.
Read More →