OAK PARK, Ill. — Universal Lenders LLC, creators of the ZERO Plan and winner of a 2018 Dealers’ Choice Award for F&I Financing, announced enhanced funding guidelines to allow customers to choose up to 36 monthly installments, allowing for more affordable payments.

“With credit tightening we thought this would be an excellent time to launch, which happens to be an industry first and could be a game-changer for dealers,” said COO Phil Rosenberg. “ZERO Plan is now the only premium payment plan provider offering installments up to 36 months, the ability to finance multiple products from different administrators on one installment agreement and true collection efforts reducing cancelation rates.”