DOWC® Introduces a Value Protect Option Contract
Dealer Owned Warranty Company has introduced a Value Protect Option Contract to preserve the trade-in value of a vehicle should it be involved in an accident.

Dealer Owned Warranty Company has introduced a Value Protect Option Contract to preserve the trade-in value of a vehicle should it be involved in an accident.
Image by FLAVIO FERNANDES FILHO from Pixabay
RINGWOOD, N.J. — Dealer Owned Warranty Company (DOWC®), a provider and administrator of F&I products and services, has introduced a Value Protect Option Contract to preserve the trade-in value of a vehicle should it be involved in an accident.
We think drivers who take care of their vehicles deserve to get the most money possible at trade-in.
Value Protect is an exclusive offering from DOWC, setting the administrator apart from other F&I providers. “With many of today’s vehicles becoming increasingly expensive, consumers were simply losing too much money at trade-in if there was an accident requiring repairs to the vehicle,” stated Michael LaMotta, founder of DOWC. “Value Protect helps drivers recapture some of that diminished value that insurance companies don’t cover.”
Many drivers are shocked to learn that vehicles involved in an accident can be worth up to 30% less at trade-in time. Even if the vehicle was properly repaired and the driver was not at fault for the accident, the potential loss in value is real and can be quite significant.
Value Protect protects consumers from an additional dent to their wallet at trade-in, following an accident. For example, if the trade-in value of a vehicle before an accident is $20k, it may only be $14k following an accident, even if the vehicle is fully repaired. Value Protect could preserve the original trade-in value by reimbursing up to $6k depending on the accident repair amount.
“We think drivers who take care of their vehicles deserve to get the most money possible at trade-in,” said LaMotta. The Value Protect Option Contract is just one of a full suite of customizable products available to DOWC partner dealers, and their customers.
Originally posted on F&I and Showroom
More Product & Technology

Another Death Tied to Imported Air Bags
The Texas traffic fatality is the 11th federal regulators have connected to defective inflators imported from China. They urge that a certain population of used vehicles be inspected.
Read More →
Roadside Warnings Debut
Mazda works with AAA and a technology company to alert passersby to stranded vehicles from its lineup, for both parties’ safety.
Read More →
AI As Trainer?
This month, Agent Entrepreneur Editor Hannah Mitchell shares an artificial-intelligence development that could upend traditional dealership training.
Read More →
A Lingering Auto Tech Divide
Automakers still struggle to hit consumers’ sweet spot, hanging onto the despised touchscreen and adding other complex systems while simple, effective details hit the mark.
Read More →
AI, China and the Next Wave of Auto Retail Innovation
F&I sits at the center of the changes expected to sweep the industry in just the new few years as new players change the game.
Read More →
That Bot Can Do a Lot
Artificial intelligence was all the buzz at the 2026 Agent Summit. A panel of tech specialists broke through the noise to give agents guidance on steering dealer clients.
Read More →
Cyber F&I
Your dealer clients could only benefit from showcasing products on their websites along with vehicle inventory. Modern consumers expect to be informed and are more likely to buy products when they are.
Read More →
Road Glare to Drop a Notch?
Audi is preparing two SUV models for the American market with the automaker’s adaptive LED headlights. Its technology is designed to reduce brightness for other drivers, a growing complaint among U.S. motorists.
Read More →
AppOne Partners With RouteOne for E-Contracting Solution
By digitizing the entire contracting and funding process, the company says auto dealers can eliminate frustrating and disorganized manual processes.
Read More →
Senators Propose Chinese Connected Car Ban
Just weeks before President Trump is set to meet with the Chinese president, two U.S. senators proposed a bill with the aim of protecting Americans’ data.
Read More →