agent Entrepreneur logo
MenuMENU
SearchSEARCH

Judy Vann Karstadt First in the US to Attain AFIP Master Certification Status

April 9, 2012
2 min to read


COLLEYVILLE -The Association of Finance & Insurance Professionals (AFIP) announced that Judy Vann Karstadt, President of JV Solutions and NJCAR Academy Director of Training, is the first person in the United States to successfully complete the newly released AFIP Certification Program Master Course final exam.


In his congratulatory remarks, AFIP Executive Director David Robertson underscored the challenges of posting a score of 80 percent or higher on the sanctioning body’s most stringent course of study.

Ad Loading...


“Based on the current roster of AFIP Certified F&I practitioners, captive lender field operatives, and professional trainers, less than seven percent qualify for Master Certification.” Robertson said.


Upon accepting her diploma from NJCAR’s president, Jim Appleton, Judy said, “I had to draw on three decades of automotive industry experience as well as my expertise in the Basic and Senior curricula while working as an AFIP Accredited Facilitator to pass that test. On the other hand,” Judy continued, “in the course of mastering the material, one will not only have a command of the state and federal rules, but their application to real-world F&I situations.”


Judy Vann started her automotive career in the retail environment as both sales and F&I manager for nine years. She continued her career with Pat Ryan & Associates, where she defined her F&I training experience. Judy spent the next ten years training F&I managers on ethical sales and compliance practices with New Jersey-based F&I Product Suppliers.


She formed JV Solutions six years ago, and has been working with the New Jersey Coalition of Automotive Retailers (NJCAR), as well as many large automotive dealer groups in training and AFIP Certifying their management staffs.


The dealerships who utilize JV Solutions to prepare their F&I personnel for the AFIP final exams find that the successful candidates post passing scores well above industry norms. The time demands of working F&I coupled with the years away from an academic environment make Ms. Vann’s command of the course material and practical experience the key contributors to dealership personnel scoring high marks.

More Industry

Shifting Loan Demands A Sign of the Times, Loan Application paperwork with a pen and a car outline, Auto Dealer Today
Industryby Lauren LawrenceMay 8, 2026

Auto Loan Outlook Shows Cracks

Recent survey data shows that the overall demand for auto loans is down, but the demand for subprime loans is up as consumers face economic uncertainty and affordability pressures.

Read More →
Photo of buyer and seller representatives in Waco Mitsubishi sale outside the dealership
Industryby Hannah MitchellMay 7, 2026

Lone Star State Store Sells

The Mitsubishi location moves from one Texas automotive group to another, continuing this year’s spate of brisk buy-sell activity.

Read More →
2026 Mitsubishi Outlander in front of the company’s first national Gallery dealer facility
Industryby Lauren LawrenceMay 7, 2026

Mitsubishi Gallery Makes Progress

As part of its 2030 business plan, Mitsubishi's North America arm will soon open its first 'gallery' store in Tennessee, where customers can learn about the brand, vehicles and technology.

Read More →
Ad Loading...
hand signing paperwork on a clipboard on top of a desk with a gavel to the side

Senators Propose Chinese Connected Car Ban

Just weeks before President Trump is set to meet with the Chinese president, two U.S. senators proposed a bill with the aim of protecting Americans’ data.

Read More →
Photo of work team at a U.S. Subaru hybrid vehicle plant
Industryby Hannah MitchellApril 30, 2026

Consumers Gravitate to Hybrids

A study of Q1 used-vehicle sales shows many consumers are looking to minimize fuel costs but aren’t willing to go all electric and no longer have a tax break incentive to do so.

Read More →
family in a car, Affordability Out the Window, Auto Dealer Today
Industryby Lauren LawrenceApril 24, 2026

Bad Credit Tanks Attainability

A recent study suggests expectant parents are feeling the burden of bad credit more than other demographics when it comes to buying a new car.

Read More →
Ad Loading...
Photo of two men in suit jackets shaking hands next to new car inside of a dealership
IndustryApril 23, 2026

A New Consumer Culture in the Auto Dealership

Dealers should aim to build a positive work environment, helping employees execute an efficient experience, from their online research to the final delivery of the vehicle.

Read More →
Closeup of the side of an Audi car
Industryby Hannah MitchellApril 23, 2026

New-Vehicle Sales Down

A cloudy April forecast was expected due to last April’s sales surge in anticipation of U.S. trade tariff-inflated prices. Meanwhile, automakers pumped up incentives to address today’s consumer wallet woes.

Read More →
Photo of Ford F-150 grill with nameplate
Industryby Hannah MitchellApril 20, 2026

Will Extended-Range Autos Make Inroads?

EREVs, also known as ‘series hybrids,’ may catch on in the U.S., where they currently have barely a toehold, as automakers tilt away from some purely electric models and consumers crave more range.

Read More →
Ad Loading...
Photo of Cadillac Lyriq SUV on road with partly cloudy sky in background
Industryby Hannah MitchellApril 16, 2026

Used Autos Selling for More

A recent price spike due to several larger market forces, though it hasn’t dulled demand, is pushing more consumers to efficient models to squeeze in buys.

Read More →