MENU
SEARCHUniversal Lenders announced the launch of the ZERO Down payment program, a new option for car buyers who wish to buy F&I products with no down payment.
OAK PARK, Ill. — Universal Lenders, home of the ZERO Plan, announced the addition of the ZERO Down ZERO Plan payment program.
The ZERO Plan was designed to finance the purchase of most F&I products while reducing chargebacks. COO Phil Rosenberg said the new solution fills a gap for dealers and their customers.
“We are happy to roll out our new ZERO DOWN payment program at all participating dealerships nationwide,” Rosenberg said. “Customers now have the opportunity to purchase multiple products from multiple administrators on one ZERO Plan with no down payment necessary. Many Customers have used all of their funds for the down payment for their vehicle, so the ZERO Plan was not an option. Well, now the ZERO Down program makes everyone eligible.”
Originally posted on F&I and Showroom
Consumers are seeking ways to make financing new-vehicle purchases manageable, from extended loan terms to smaller down payments, according to Edmunds.
Read More →
AutoPayPlus says extra-long auto loans are trapping consumers and threatening the dealer trade-in cycle, and that the industry is leveraging the wrong tools to combat high MSRPs.
Read More →
Better financing conditions and the potential to save money on monthly payments could drive more consumers to buy out their vehicle leases instead of opting for a new lease payment.
Read More →
Managing a deal from submission to funding works best from a mix of efficient transactional methods and a customer-focused approach.
Read More →
The share of subprime, longest loan terms grow in Q4 as consumers take on more debt over longer terms to afford higher vehicle prices, Experian research finds.
Read More →
A StoneEagle 2025 industry report reads like a stress test. In a noisy year, F&I became the foundation that kept the house standing when the front end thinned.
Read More →
Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.
Read More →
Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.
Read More →
Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.
Read More →
A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.
Read More →
