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Greater credit access in November combines with falling delinquencies for more stable conditions.
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Various conditions combined to pull consumers from the sidelines.
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Late-year shopping charged by incentives, post-election certainty, and ample supply.
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Settled election makes them optimistic despite lingering affordability issues.
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November forecast sees benefits of high inventories, post-election certainty.
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October data show solid improvements on the tailwinds of incentives, leases.
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Consumers get a three-fold break in October as affordability conditions take a turn for the better.
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Sales defy extreme weather and newer models pumping up prices.
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The ATP is still elevated despite still-rising incentive packages as the year wanes.
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Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.
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