OAK PARK, Ill. – Universal Lenders LLC and the ZERO Plan®, a leading provider of 0% installment payment plans to the transportation industry, released their 2017 ZERO Plan® Fee & Guideline Schedule to its network of retailers and agents with an effective date of January 1st 2017.

Facing near term market interest rate increases the ZERO Plan® not only did not raise the cost to their retailers but, in fact, was able to reduce the fees charged on the most popular customer terms.

Jeff Jacobs CEO and founder of Universal Lenders LLC added “By working with our retailers and creating greater efficiencies we were able to reduce our retailer’s transaction expense in a higher interest rate environment”

For more information on the ZERO Plan® please visit www.the-zero-plan.com