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Consumers get a three-fold break in October as affordability conditions take a turn for the better.
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Average payment at two-year low while income needed to buy the least in three-plus years.
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Affordability metrics improved in May as lending costs ebbed, finances flowed more freely.
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Slight incentives pullback pushes ATP to its highest of the year, but Cox expects them to resume along with inventory.
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U.S. market is still weighted toward luxury models, though, and consumers are pinched because their incomes haven’t kept pace with the increases.
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New-vehicle buying conditions far better than a year earlier as market shifts to the buyer.
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Cox tallies show income bumps helped offset other pressures in October.
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Interest rates increasing the costs, with no end in sight, Edmunds finds.
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New-vehicle purchases a little easier on the wallet despite high prices, interest rates.
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