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Gil Van Over

Contributor

Gil is the principal of gvo3 & Associates, a compliance consulting, audit, training and review firm. He and his team work with dealerships around the country in implementing F&I and sales compliance-management solutions to help dealers manage and mitigate compliance issues. He is a frequent speaker to industry groups and also provides litigation support on behalf of automotive retailers and insurers. Before forming gvo3 & Associates in 2001, he served as chief operating officer for Premier Auto Finance, which managed auto finance portfolios for dealer groups.

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Articlesby Gil Van OverJuly 28, 2026

Leasing Is Picking Up. What About Disclosures?

Agents and dealers must ensure proper documentation of lease costs and funding and end the practice of wedging lease orders into buyer’s orders — or ignoring them.

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Articlesby Gil Van OverJanuary 9, 2019

Where's Your Moral Compass?

Agents have an opportunity to make a real difference in dealerships staffed by F&I professionals who have lapsed in their dedication to compliance — or never had it.

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Articlesby Gil Van OverDecember 12, 2018

The Federales Are Watching

Agents are sensing relief among dealers at the end of the CFPB era, but the FTC, DOJ, and state attorneys general are actively taking up the once-feared bureau’s cause.

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Articlesby Gil Van OverNovember 14, 2018

Who's the Compliance Cop?

Agents can and should play a key role in keeping dealers out of the regulatory crosshairs, but enforcement should be left to legal and compliance experts.

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